Does Target take PayPal? What are the advantages? These days, PayPal is more than just a way to send and receive money. It also offers mobile check deposits, credit and debit cards, savings tools and even crypto investing. Although it isn’t considered a bank, PayPal offers many of the same financial tools and services as a traditional bank account, which begs the question: can you shop at your favorite stores with PayPal? More specifically, does Target accept PayPal?
Yes, Target accepts PayPal online and through the Target app. You can also pay with your PayPal balance in-store at Target if you’re using contactless payments. Keep reading to learn about shopping at Target with your PayPal account.
Does Target take PayPal?
First off, we’ll just tell it to you straight: Yes! Target accepts PayPal, but only online on Target.com and through their app. One exception to this is that PayPal is not accepted for items sold by Target Plus™ Partners.
While Target does not accept PayPal directly in-store, you can use the NFC (near field communications) or contact-less method to pay via PayPal on your mobile device in-store (instructions below).
What are the advantages?
The main reason people love PayPal is because it allows users to route their payments through a third-party service to avoid compromising vulnerable financial information. If you feel uncomfortable handing over your credit card number every time you want to make an online purchase, then PayPal is a great option for you. It also allows the added benefit of not needing your wallet (in some cases, all you need is a password to log in to your account and pay), and it can also make disputing payment issues a lot easier and quicker, before they ever even show up in your bank statement.
Does Target accept PayPal Credit in-store?
The options are practically endless when it comes to using PayPal for your Target purchases, and PayPal Credit is yet another convenient way to go, as it is also accepted at Target, both online and in-store. Read on to learn more about this payment option.
What is it?
Unlike the cards we mentioned above, PayPal Credit is an entirely digital credit line extended to PayPal users who have an active account and are at least 18 years old. This is a flexible credit system, so the credit limits depend on the individual circumstances and existing credit factors. As a general rule, PayPal Credit lines can range from $250 to $20,000. While PayPal Credit offers the convenience of allowing you more time to pay for your purchases, the service does charge interest for ongoing balances.
Who is eligible?
Anyone who has a PayPal account and is at least 18 years old is eligible to apply for PayPal Credit. That said, users are subject to credit approval through Synchrony Bank, according to the company’s website. In other words, “Synchrony Bank will review and consider your credit report…prior to opening your account and establishing your credit line.” Learn more via paypal.com.
How to earn Cashback through PayPal
An added bonus to using PayPal’s financial services is the opportunity to earn cash back. The best and most straightforward way to do this is to sign up for the PayPal Cashback Mastercard®. By using this card, you’ll earn 3% cash back on all PayPal purchases and 2% cash back on all other purchases. Learn more by visiting the PayPal website.
Other Forms Of Payment Accepted In Target Stores
Target is among the modern stores of the century. Therefore, it accepts most current forms of payment. While shopping in Target, whether online or in-stores, you should not worry about payment methods. You can use one of the following payment modes:
- Target Red Card such as Target Credit, MasterCard, and Debit).
- Third-Party Credit Cards like MasterCard, American Express, Target PCard, Discover, Novus, Visa, and Credit cards from other foreign banks.
- Target gift cards.
- Other third-party Debit Cards powered by MasterCard or Visa.
- Banking provider gift cards such MasterCard, American Express, and Visa.
- Personal checks.
Before visiting any Target stores branch, consider contacting them first and confirm their mode of payment. Stores in different locations may have a different mode of payment.
Can I Use PayPal On The Target Website?
Yes, Target customers can pay for their purchases using PayPal via the Target website provided they have sufficient money in their PayPal account.
They have to add PayPal to their wallet on the Target website. Follow the steps below to link your PayPal to Target website:
- Add items to your shopping cart.
- Confirm the items and check out.
- Under the “option of payments,” select PayPal as your mode of payment.
- Confirm the payment by logging in to your PayPal account.
- Return to Target website or app to complete the transaction process.
Why Use PayPal In Target?
PayPal is a secure mode of payment. It allows you to access and manage your financial cash flows.Using PayPal to pay for purchases either online or in Target stores has the following benefits:
- Encryption of all information like personal and banking makes it more secure.
- Adding and paying for purchases using PayPal in Target is simple.
- PayPal is used in many places, and hence almost all Target branches accept it.
- Paying of items on Target can be done with one click.
PayPal incorporates a purchase and fraud protection system that boosts the system’s safety.
What Can You Purchase Using PayPal In Target Stores?
There is no restriction from either Target stores or PayPal regarding product purchasing.
As long as you have enough money in your PayPal account, you can pay for any product of your choice in Target stores.
You can purchase items either online or in stores and pay using PayPal.
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