Can you pay Amazon by Paypal? E-commerce giant Amazon is known for supporting a variety of payment methods, including Apple Pay, Visa gift cards and more. Since PayPal is widely preferred as an excellent payment method in the world of online shopping, many users wonder how it can be used to buy stuff on Amazon.
Though users can’t directly use PayPal to make purchases on Amazon, there are a few workarounds that you can use instead. Here are a few options.
Can you pay Amazon by Paypal?
People love to shop on Amazon, and they love to pay with PayPal. However, because Amazon doesn’t directly accept PayPal at checkout, you can’t necessarily combine two of your favorite online shopping activities—at least not directly.
There are a few loopholes that allow you to pay for Amazon purchases with PayPal, Learn more about four workarounds that let you use your PayPal account for spending on Amazon.
How To Use PayPal on Amazon
As mentioned, If you love shopping on Amazon, but haven’t been able to make payments using PayPal, there are workarounds. Here are a few options to explore.
PayPal Cash Card
The PayPal Cash Card is a debit card that allows you to make payments that draw from your PayPal balance. With this card, you can shop online and in stores, as long as the merchant accepts Mastercard payments. (When you apply for the PayPal Cash Card, your regular PayPal account becomes a Cash Plus account, which offers a few additional features.)
PayPal Key
Getting PayPal Key is even easier than requesting a PayPal Cash Card in that you don’t have to wait for a plastic card to arrive in the mail. You’ll get a virtual card number that can be used online (again, as long as the merchant accepts Mastercard). The downside is that PayPal Key is not yet available to all PayPal account holders.
You can check whether you’re eligible by logging in to your account and seeing whether the PayPal Key option pops up. If so, once you sign up, you’ll get your virtual card details (including the card number, expiration date, and security code), which you can then use when you shop on Amazon.
PayPal Credit Cards
PayPal offers two co-branded credit cards: the PayPal Cashback Mastercard and the PayPal Extras Mastercard. These are exclusive offers to PayPal account holders and work like any other credit card: You can use them for purchases online or in a store. However, you aren’t actually using your PayPal balance to fund your purchases.
Amazon Gift Cards
If you purchase Amazon gift cards at a retailer that accepts PayPal and then load the gift card value into your Amazon account, it’s like using PayPal to buy on Amazon (just in a roundabout way). For example, you can go online to BestBuy.com and purchase an Amazon card using your PayPal credit and choose the “pick up in store” option to get the card the same day. You can then redeem the gift card on Amazon and spend it at your leisure.
Venmo
Venmo is an accepted payment method on Amazon’s website and within its app. While Venmo is owned by PayPal, there is no direct method of transferring your PayPal balance to your Venmo balance.1 One workaround is to link both services to the same checking account, and transfer funds from one service to the other via the account.
What other payment methods does Amazon accept?
If none of these options appeals to you, the good news is that Amazon accepts a wide range of payment methods. These include:
- All major credit cards
- Amazon gift cards
- JCB
- NYCE
- STAR
- China UnionPay (credit card only)
- Visa, MasterCard, or American Express prepaid credit or gift cards
- Flexible spending accounts (FSA) or health care savings accounts (HSA) for FSA- or HSA-approved items
- SNAP EBT cards from participating states
- Venmo
Why doesn’t Amazon accept PayPal directly?
Although there’s been no official explanation, one can surmise that Amazon doesn’t accept PayPal because the two companies are in some ways competitors. PayPal used to be owned by eBay, which is an Amazon competitor. These days, even though PayPal has split from eBay, Amazon has dipped its toes into the online-payment waters with its Amazon Pay service.
How do you transfer money from Amazon to PayPal?
Although there is no direct way to transfer money from Amazon Pay to your PayPal account, you could accomplish this in a few steps. Start by withdrawing money from your Amazon Pay account balance into your linked bank account. Next, as long as you link that same bank account to your PayPal one, you can transfer the amount to your PayPal balance. Note that this only applies to funds in an Amazon Pay account—a regular Amazon credit or gift card balance cannot be redeemed for cash.
How to use a PayPal Cash Card on Amazon
A PayPal Cash Card is a debit card for US customers of PayPal. As you’d expect, it lets you use your PayPal funds to pay for stuff in stores or online³. And, being a standard debit card, of course you can use it on Amazon, just like you would any other card.
That’s a great solution if you often have money kicking around in your PayPal account that you want to spend on Amazon. The disadvantage, of course, is that it’s yet another set of card details to remember and carry around with you. Getting a whole new card is arguably quite an extreme solution if literally all it’s for is buying stuff on Amazon.
In the same way, you could consider the PayPal Business Debit Mastercard, which does much the same thing as the PayPal Cash Card, but is specifically for business users.
Can you use PayPal Credit on Amazon?
Actually, you can’t really do this. PayPal Credit is a specific service that lets you use your PayPal account to pay for stuff on credit, just like you would with a credit card, but it’s only available to use at PayPal-accepting stores.
Amazon isn’t a PayPal-accepting store, so you can’t really use it there. If you want to use PayPal Credit for Amazon purchases, you’ll need to use one of the workarounds above.
That’s not necessarily a good idea, though: using PayPal for Amazon purchases is really only worthwhile if you already have money in your PayPal account that you want to spend. Otherwise, it’s probably going to be easier to use an alternative payment option, like a standard credit or debit card.
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